For the trailing 12 months ending March 2023, 44% of UK residents participated in some form of gambling. Therefore, there is no doubt that a good percentage of people enjoy gambling, but many will be aware that there are many options available to them when it comes to depositing and withdrawing funds.
The payment method that people use is always something important to consider when playing casino games since they can have different withdrawal times and most will agree that when gambling – getting back into the action is all that matters.
While most people use popular services like PayPal or even the tried-and-true bank transfer option, there is still a good percentage of people who like using credit cards to gamble instead.
In most places around the world, players will have access to a wide range of payment methods. E-wallets are also something that have arisen in recent years that many players like to use as they are reminiscent of using other popular methods like PayPal.
However, there is no doubt that credit cards remain the most popular way to gamble for those that are looking to borrow money to fund their gambling. This is something that will usually be desired by those players who are expecting to come into money but want to play casino games straight away, which makes sense. Given this, it is not difficult to see why so many people like using credit cards.
Next, we’ll introduce the biggest payment card providers at Non-GamStop casinos.
Credit Card Providers Overview at Non-GamStop Casinos
The UKGC prohibits credit card use at GamStop casinos. However, non-GamStop casinos have no such restriction, boosting their popularity. Therefore, British players can deposit GBP to these online casinos using popular credit card brands like Visa, Mastercard and American Express.
For responsible players, the benefits of credit cards significantly exceed the drawbacks. This makes them a sorely missed payment method at GamStop casinos. They are a convenient, safe, secure and fast way of depositing sterling to a player account. We’ll briefly introduce three of the most popular credit cards with UK players.
Visa is a NASDAQ-listed payment services company behind the signature Visa credit and debit card brands. It’s accepted in over 200 countries and issued by approximately 15,000 financial institutions. Many leading UK banks, like HSBC, Barclays, RBS, and Santander UK, issue Visa cards.
Mastercard is a payment services company listed on the New York Stock Exchange. It offers a Mastercard-branded debit and credit card, accepted in 210 countries and issued by over 25,000 financial institutions.
American Express (Amex)
NYSE-listed AMEX is both a charge and credit card, accepted in 190 countries. While the Amex credit card is the choice among some British players, it tends to be less accepted than Visa or Mastercard. Amex partners with many leading UK banks and other financial issuers.
ALL UK CASINOS THAT ACCEPT CREDIT CARDS 2023
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Games Overview of the Top 7 Non-GamStop Casinos
NonStop is a new online casino with over 1,000 slots, RNG online table games and live casino games from about 45 studio providers. Betsoft, EGT, Microgaming, NetEnt, and BGaming are among the more recognisable providers.
However, NonStop also carries lesser-known providers, like Cool Games, Caleta, CT Gaming and Espresso. Altogether, the casino content includes 775+ slots, 90+ live dealer rooms, 120+ table games, 30+ virtuals and 300+ specialty games (arcades, scratch cards, bingo, keno, etc.). Additionally, NonStop has a sportsbook and racebook covering horseracing and greyhounds.
A highlight of NonStop Casino is its abundance of live games, including variants of lotto, keno, and others. These are available from Atmosfera, Live168, Sa Gaming, Vivo and Seven Mojos. Of course, it has plenty of conventional live casino games, including baccarat, roulette, blackjack, and Casino Hold’em.
MrBigWins is a non-GamStop casino offering over 1,000 games from over 50 software providers. Its RNG providers include top brands like Betsoft, BGaming, NetEnt, Microgaming and Playson. This ensures hundreds of branded and unbranded slots and 100+ RNG table games, 30+ bingo, 25+ keno and 15+ scratch cards.
Additionally, British players will find nearly 90 live dealer games from Evolution Gaming, Lucky Streak, Fazi, and betgames.tv.
This online casino has many of the most popular branded and unbranded slots from premier studio providers:
⦁ NetEnt: Starburst, Gonzo’s Quest, Narcos, Blood Suckers I/II and Jimi Hendrix
⦁ Microgaming: Cash ‘n Riches Megaways, Jurassic World, Tomb Raider: Secret of the Sword, and Thunderstruck I/II
⦁ Betsoft: Take the Bank, Alkemor’s Tower, The Tipsy Tourist, and Weekend in Vegas
MrBigWins also carries a diverse lineup of classic card, wheel and dice games from several prominent providers, including Betsoft, Espresso, and Platipus. These cover exciting variants of roulette, poker, blackjack and baccarat.
Blood Moon Casino
Blood Moon is a non-GamStop online casino, live casino, sportsbook and racebook rolled into one. Over 50 software studios are behind the casino games in the collection. While these include the most popular, like Microgaming, NetEnt and Amatic, there are also multiple up-and-coming software studios. Examples are Spinthon, Playstar and Amigo Gaming.
Some intriguing slots from lesser-known providers include:
⦁ Aztec Magic (BGaming)
⦁ Zombie Invasion (Dragon Gaming)
⦁ Arabian Dream (Zeus Play)
⦁ Book of Dragons (TPG)
⦁ Argonauts (Endorphina)
The casino also has an extensive collection of table games, bingo, video poker, keno, and scratch cards. These are sourced from providers like TrueLab, Microgaming, and Saucify.
Dozens of immersive live casino games include roulette, baccarat, blackjack and Casino Hold’em from Atmosfera, Vivo, Live168, and other studios. Virtuals are another casino section comprising over 30 virtual games, like football, cock fighting, dog/horse/car racing, etc.
Players Club VIP Casino
Another online site not on GAMSTOP is Players Club VIP, a casino gambling and sports betting platform, including live horse and greyhound racing.
The live casino section features an assortment of engaging classic table games from multiple providers:
⦁ Live Auto Roulette, Live Keno (Atmosfera)
⦁ Live Blackjack Atlantic, Live Roulette Macao (Live168)
⦁ Live Baccarat, Dragon-Tiger (Sa Gaming)
⦁ Galaxy Blackjack, No Commission Baccarat Live, Galaxy Roulette (Seven Mojos)
⦁ Casino Hold’em, Live Baccarat, European Roulette (Vivo)
Players Club VIP casino games come from over 50 small, medium and large studio providers. Brits can find plenty of slots with varying themes, features, payouts, etc. This includes nearly 30+ Megaways slots, such as Buffalo Power Megaways (Playson), Book of Cats Megaways (BGaming) and Machina Megaways (Kalamba).
RNG table games are another section at Players Club VIP from providers like Vibra, Netgaming and Gamesinc. This content covers regular player/VIP table game classics like baccarat, blackjack, roulette, poker, and video poker.
Providers Elbet, Kiron and Virtual Generations account for almost 30 virtual games, like horse/dog racing, video roulette, and English League Soccer.
Lucky Spins Casino
Casino Lucky Spins is another non-GamStop casino with hundreds of slots, RNG table games and live dealer content. It has a good sense of what British players are after and organises them into themes.
For example, Brits searching for the newest games can sift through the new releases category. Here, they’ll find slots like Zap Attack! (Thunderkick), Gold Chain (Octoplay) and Super Tiger (Skywind).
Content also includes “new live dealer,” like Video Poker Live and Gold Vault Roulette (Evolution Gaming). These are in addition to existing Evolution “Popular Live Games,” including Monopoly Live, Speed Baccarat, Deal or No Deal, and Immersive Blackjack.
Alternatively, UK players can select slots from categories based on common attributes. The first example is the feature buy option, available on slots like Nitropolis 4 (Elk), Cash Strike (Octoplay), and Sugar Drop Xmas edition (Fugaso). Cluster pays is another engaging feature category containing slot games like Joker Gems (Elk), Starsign Clusters (Gamevy) and Ciashen’s Temple of Gold (Octoplay).
Slots Dreamer Casino
With content from over 50 software studios, Slots Dreamer is another in our list of best online non-GamStop casinos accepting credit cards. The result is hundreds of slots based on any number of themes. One of the most significant slot themes at Slots Dreamer is based on fruits. Fortunately, EGT and Amatic happen to be among the most famous for classic fruit slots:
⦁ Hot Fruits 40, Hot 27, Hot Fruits 100 (Amatic)
⦁ 40 Super Hot, 20 Super Hot, Flaming Hot Extreme (EGT)
Of course, Slots Dreamer has other popular themes supplied by multiple providers:
⦁ Aztec: Aztec Warrior (BGaming), Book of Aztec (Amatic), Aztec Fire (Booongo)
⦁ Egyptian mythology: Egypt Gods (Evoplay), Gods of Egypt (Mr Slotty), Book of Cairo (Gamzix)
⦁ Horror: Book of Vampires (Tom Horn), The Vampires (Endorphina), Circus of Horror (Gameart)
⦁ Asian: Koi Princess (NetEnt), Empire of Riches (Dragon Gaming), Tai Chi Panda (Funta)
Several software studios contribute to the choice of table games (using random number generators) and live casino games. This includes Espresso Games, Betsoft, Platipus, Nucleus, and betgames.tv.
The result is multiple game types designed for regulars and high rollers, distinguished by features, side bet options, rules, etc.
British bettors can also get in on the action with the Slots Dreamer sportsbook and racebook.
The Red Lion Casino
The Red Lion Casino is more than just a non-GamStop casino with content from 50+ studio providers. For instance, it has nearly 30 virtual games from Kiron, Inbet, Elbet and Virtual Generations. It also has an integrated sports betting and live greyhounds/horse betting platform.
Its live casino offers a mix of roulette, blackjack, baccarat and Casino Hold’em. Red Lion Casino has an intriguing “Lucky games” section with live content, including multiple lotto games.
RNG table games are a sizable component of the casino content, which isn’t surprising given all the studio providers available. For example, casino poker includes several exciting variants:
⦁ Caribbean Poker, Oasis Poker, Triple Edge Poker (Betsoft)
⦁ Caribbean Stud Poker (Gameart)
⦁ In Between Poker, High Hand Hold’em Poker, Russian Poker (Onetouch)
⦁ Texas Hold’em Poker, Oasis Poker Classic (Evoplay)
⦁ Triple Edge Poker, Caribbean Poker (Nucleus)
⦁ Stud Poker (Espresso)
Brits who like provably fair games from BGaming and Smartsoft will find over 35 slots, blackjack, roulette and other games of chance. These include favourites like Minesweeper, Plinko, and Heads & Tails.
The hundreds of slot games at The Red Lion include several favourites:
⦁ Break Da Bank (Microgaming)
⦁ Dracula, Starburst, Narcos (NetEnt)
⦁ Dark Queen, Queen of Rio, Age of Troy (EGT)
⦁ Lovely Lady, Oktoberfest (Amatic)
⦁ Aztec Magic (BGaming)
How many residents of Great Britain use credit cards?
According to a 2018 gambling-related research review, an estimated 24.5 million English residents gambled, of which 10.5 million did so online. UK Finance found that 800,000 UK patrons used credit cards to gamble in that year.
After a comprehensive review of online gambling and a public consultation between August and November 2019, the UKGC announced its intention to ban credit card use for gambling. The UKGC credit card ban went into effect in April 2020. Operators who accept e-wallets must ensure that funds aren’t loaded from credit cards.
Today, no UKGC-licensed GamStop online casino may accept credit card payments. Although there are no recent stats on gambling at non-GamStop sites using a credit card, it’s presumably a significant percentage.
How do people use credit cards?
One must only refer to the UK Gambling Commission to see research that shows 22% of online gamblers who used credit cards were classed as problem gamblers. These people were at risk of developing a gambling addiction, and some argued that using credit cards helped perpetuate this issue.
This was because the money does not have to be in a person’s bank account to deposit and play with, which is troublesome for those in dire financial straits. However, this also acted as an advantage for those who wanted to play casino games before payday and in other situations where players needed additional playing funds.
Extent of Credit Card use
As previously mentioned, the UKGC banned credit card payments in April 2020 as they were found to contribute to problem gambling.
This followed years of use by players who enjoyed using credit cards as in 2016, the total amounted to approximately 6 million in the same month. The same story continued in 2015 when 6.6 million people made gambling credit card transactions in October.
Given this data, it is clear to see that credit cards were a popular payment method in the UK before they were banned, but it is also true to say that they are a popular payment method in other parts of the world too.
In April 2020, those following UK gambling news remember that the credit card payments ban by the UKGC went into force. Credit and debit cards were generally the preferred way to deposit money to play online casino games.
This may stem from the fact that they are arguably the easiest options to use considering that they are physical cards that people will likely always have on them. This makes taking them out of a wallet or purse and entering the information on a website trivial, and one must only look towards countries like Spain to see evidence of this.
A Statista 2022 survey of popular payment methods in Spain found that 65% of e-commerce users preferred debit cards. A further 24% preferred credit cards, which still represents a significant number.
It is safe to assume that those willing to make online purchases with their credit cards would also be willing to transfer this practice to their gambling as it is a similar process.
Credit card gambling in other countries
Credit cards have many advantages, explaining the appeal of non-GamStop casinos that accept Visa, Mastercard and Amex. UK players may indeed feel incredibly unlucky here considering that they are one of the only countries whose gambling authority has issued a blanket ban on credit card gambling.
It is difficult to find many other countries that have followed in the UK’s footsteps on this matter, though some banks have sought to do the same thing. Residents of Australia may recall that one of the banks situated in the country, Macquarie Bank, became the first major Australian bank to ban the use of its credit cards when people try to use them for gambling.
It has even arisen that in the same country, the big gambling operators have come out and backed a potential credit card ban which includes big names such as bet365 and Betfair.
In mid-September 2023, Australia introduced a Parliamentary Bill to ban credit card use in online gambling. Credit card use at land-based casinos is already prohibited
Heading to New Zealand from Australia, it appears that New Zealand is on the same level as Australia and the UK when it comes to their apprehension towards credit card gambling.
While the country originally explored blocking credit card use on unlicensed gambling sites and even explored banning them from online gambling altogether, the fact that the practice is still available to do today shows how reluctant the country is to place restrictions on credit card gambling and is also an indicator of its popularity with players. It will be interesting to see how the Australian credit card ban will impact New Zealand policy.
RGA’s report on credit card gambling
In a 2020 report completed by the UK RGA (Remote Gambling Association), members revealed some interesting findings:
- Those who used credit cards and at least one other payment method to gamble online spent more and were at greater risk of credit card debt.
- Most online gamblers who used a credit card (86%) deposited less than £100/month.
- Deposits under £100 Using a credit card make up (96%) of the total.
- Credit card users represented 19% of all responsible gambling (customer) interactions.
Looking at these findings gives an in-depth view of the type of person that was likely to use credit cards to play casino games online. While finding #1 seemed to suggest that those who used credit cards to gamble were at more risk of debt, this was only true when talking about those who used it as an additional payment method. Those who only used credit cards for their advantages and not in addition to other payment methods weren’t considered at higher risk.
Findings #2 and #3 can even be argued to indicate the opposite – spending less than £100 a month on gambling wasn’t within extreme problem gambler territory, especially considering that most of these credit card deposits were under £100 too. The last finding showed that it is possible for people to use credit cards responsibly. Also, it brought into question whether all people should be prohibited from credit card gambling because some are at risk of falling victim to gambling debt.
In the UK, the ban on credit card gambling started on the 14th of April 2020 and was welcomed by many, especially by critics of the gambling industry. The UK Gambling Commission, after seeing that around 175,000 people are problem gamers in financial distress because they used credit cards to gamble, simply placed a blanket ban on credit cards being used for gambling.
This was because online gambling grew significantly in 2020 as a result of the first lockdown in the UK, and this would have been mirrored in other countries that also saw a lockdown and where the activity was legal. It was first announced in January of the same year, giving operators and credit card companies a few months to prepare as well as giving players a window where they could continue to enjoy credit card gambling.
Response to the ban
Many opposed the ban when it was first announced. Those that previously enjoyed using credit cards no doubt made up a good percentage of this group. However, the UKGC might suggest that the action it took has been successful after the regulator reviewed its impact more than a year later. CEO of UKGC Andrew Rhodes came out to say that it appeared to have “reduced consumer reliance on gambling with borrowed money”. This is always a good thing, but this accomplishment didn’t tell the whole story.
It will come as no surprise that credit cards are not the only means of borrowing money. By banning this payment method that is arguably fair to consumers, other shadier borrowing practices remained such as payday loans and quick credit services. These funding methods are notoriously more predatory than credit cards and some might argue that banning them from gambling altogether makes it more likely for people to search out these other methods that could cause them more financial harm.
More than a year after the ban, the UKGC found that 76% of people who used borrowed money to play online no longer did so anymore. Following on from the idea of other funding methods existing, 15% of people continued to borrow money but argued that the ban had forced them to find other options. To top this off, a smaller 9% of people said that they had borrowed money, but it was not necessarily because of the ban.
Given these mixed findings, the UKGC admitted that it would need to monitor whether its actions have pushed gamblers to borrow funds from illegal sources. However, only time will tell if this turns out accurate.
While the UK’s ban on credit card gambling might inspire other countries looking to tackle problem gambling, it does not solve this problem entirely. For starters, it negatively affects responsible credit card gamblers in the process. Although it was introduced to combat reckless gambling, industry veterans agreed there are well-known ways around it. Those who liked borrowing money would still find a way around it. This calls into question the ban’s effectiveness.
Questions and Answers Regarding Credit Cards Online Sites
Since April 2020, the UKGC has prohibited credit card payments to UK-licensed GamStop gambling sites.
Visa, Mastercard and Amex facilitate quick GBP deposits into your non-GamStop casino player account. However, credit card withdrawals are typically not possible. Therefore, it’s best to check with the casino first.
Typically, no bonuses are specifically designed for credit card deposits to a non-GamStop casino. However, credit card deposits ordinarily qualify for deposit bonuses along with other payment types.
Which operator accepts credit cards as a payment method?
The following betting/gambling operators accept the use of creditcards as a payment method to fund and withdrawal their winnings from their gambling platforms:
Players Club VIP
The Red Lion
Credit Cards Conclusion
Many UK residents at GamStop casinos undoubtedly miss the benefits of credit card payments. Fortunately,, there is a workaround to the UKGC’s April 2020 credit card ban.
Our article presents the best UK casino sites that accept credit cards, like Visa, Mastercard and American Express. These are safe and reliable non-GamStop casinos offering thousands of exciting casino slots, table games, and live casino games from dozens of software studios.