UK Casinos Accepting Credit Cards

There is no doubt that a good percentage of people enjoy gambling, but many will be aware that there are many options available to them when it comes to depositing and withdrawing funds. The payment method that people use is always something important to consider when playing casino games since they can have different withdrawal times and most will agree that when gambling – getting back into the action is all that matters. While most people use popular services like PayPal or even the tried-and-true bank transfer option, there is still a good percentage of people who like using credit cards to gamble instead.

In most places around the world, players will have access to a wide range of payment methods. E-wallets are also something that have arisen in recent years that many players like to use as they are reminiscent of using other popular methods like PayPal. However, there is no doubt that credit cards remain the most popular way to gamble for those that are looking to borrow money to fund their gambling. This is something that will usually be desired by those players who are expecting to come into money but want to play casino games straight away, which makes sense. Given this, it is not difficult to see why so many people like using credit cards.

ALL UK CASINOS THAT ACCEPT CREDIT CARDS 2022 

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LIST OF THE BEST UK CASINO SITES THAT ACCEPT CREDIT CARDS

CasinoRating 5/5Reason
Royal Oak5Payment Options, Great Theme, Game Selection
Red Lion5VIP Program, Easy Navigation, Fast Cash-out
Harry’s5Game Selection, Deposit & Withdrawal Methods
Crazyno4.5Welcome Package, Security, Live 24/7 Chat
How many people use credit cards?

In most places around the world, players will have access to a wide range of payment methods. E-wallets are also something that have arisen in While using credit cards is not the most popular way to gamble, it is hard to argue that a good percentage of the population does not like this payment method. Looking at the UK specifically, around 24 million adults in Great Britain gamble. Out of this figure, UK finance estimates that in 2020, around 800,000 of this number used credit cards to gamble. Given this total, it is clear to see that many people enjoy using credit cards to play those classic casino games online. They do this because of the advantages they offer – more on that later. However, this is not to say that credit card gambling is completely without its drawbacks.

How do people use credit cards?

One must only refer to the UK Gambling Commission to see research that shows 22% of online gamblers who use credit cards are classed as problem gamblers. These are people who are at risk of developing or have already developed a gambling addiction, and some argue that the use of credit cards helps perpetuate this issue. This is because the money does not have to be in a person’s bank account to deposit and play with, which is troublesome for those in dire financial straits. However, this also acts as an advantage for those who want to play casino games before payday and in other situations where players need additional funds to play.

Extent of Credit Card use

Last year, those who have been following up with gambling news will know that credit cards payments were banned by the UK government because they can be used by problem players, often to their detriment. However, this would have affected a great number of people considering that in October 2017, the amount of credit cards transactions in the gambling sector in the UK reached around 7.8 million. This follows years of use by players who enjoyed using credit cards as in 2016, the total amounted to approximately 6 million in the same month. The same story continues in 2015, where 6.6 million people used made gambling credit card transactions in October. Given this data, it is clear to see that credit cards were a popular payment method in the UK before they were banned, but it is also true to say that they are a popular payment method in other parts of the world too.

Last year, those who have been following up with gambling news will know that credit cards payments were banned by the UK government because Credit cards and debit cards in general seem to be the preferred way for most to be able to go online and deposit their money to play casino games. This may stem from the fact that they are arguably the easiest options to use considering that they are physical cards that people will likely always have on them. This makes taking them out of a wallet or purse and entering the information on a website trivial, and one must only look towards countries like Spain to see evidence of this. In terms of e-commerce, 51% of people in Spain who were sampled use their credit card or debit card to make online purchases as was shown in a 2020 online survey. It is safe to assume that those who are willing to make online purchases with their credit cards would also be willing to transfer this practice to their gambling as it is a similar process.

Credit card gambling in other countries

There are many advantages to using credit cards, many of which will be sorely missed by those who used them daily before the UK ban came out last year in April. UK players may indeed feel incredibly unlucky here considering that they are the only country whose gambling authority has issued a blanket ban on credit card gambling. It is difficult to find another country that has followed in the UK’s footsteps on this matter, though some banks have sought to do the same thing. Residents of Australia might be aware that one of the banks situated in the country, Macquarie Bank, became the first major Australian bank to ban the use of its credit cards when people try to use them for gambling.

Although this ban is not as devastating as the one found in the UK, it is still indicative of the industry’s changing attitudes towards credit card gambling. It has even arisen that in the same country, the big gambling operators have come out and backed a potential credit card ban which includes big names such as bet365 and Betfair. Heading to New Zealand from Australia, it appears that New Zealand is on the same level as Australia and the UK when it comes to their apprehension towards credit card gambling. While the country originally explored blocking credit card use on unlicensed gambling sites and even explored banning them from online gambling altogether, the fact that the practice is still available to do today shows how reluctant the country is to place restrictions on credit card gambling and is also an indicator of its popularity with players.

RGA’s report on credit card gambling

In a report completed by the UK RGA (Remote Gambling Association), members revealed some interesting findings:

  • Those who use credit cards and at least one other payment method to gamble online may be spending more and be at greater risk of credit card debt.
  • Most online gamblers who use a credit card (86%) deposit less than £100/month.
  • Deposits under £100 made by a credit card make up (96%) of all deposits.
  • Credit card users represent 19% of all responsible gambling (customer) interactions.

Looking at these findings gives an in-depth view of the type of person likely to use credit cards to play casino games online. While finding #1 seems to suggest that those who use credit cards to gamble are at more risk of debt, this only is true when talking about those who use it as an additional payment method. Those who only use credit cards for their advantages and not in addition to other payment methods will find that they do not fall into the category of being more at risk.

Findings #2 and #3 can even be argued to indicate the opposite – spending less than £100 a month on gambling is not extremely within problem gambler territory, especially considering that most of these credit card deposits are under £100 too. The last finding just goes to show that it is possible for people to use credit cards responsibly, and it does bring into question whether all people should not be able to use credit cards to gamble because some are at risk of falling victim to debt with them.

UK ban

In the UK, the ban on credit card gambling came on the 14th of April 2020 and was welcomed by many, especially by critics of the gambling industry. The UK Gambling Commission, after seeing that around 175,000 people are problem gamers in financial distress because they used credit cards to gamble, simply placed a blanket ban on credit cards being used for gambling. This was because online gambling grew significantly last year as a result of the first lockdown in the UK, and this would have been mirrored in other countries that also saw a lockdown and where the activity is legal. It was first announced in January of the same year, giving operators and credit card companies a few months to prepare as well as giving players a window where they could continue to enjoy credit card gambling.

Response to the ban

There will likely be many who oppose the ban since it was first announced, and those that previously enjoyed using credit cards will no doubt make up a good percentage of this group. However, the UKGC might suggest that the action it has taken has been successful after the regulator reviewed its impact more than a year later. CEO of UKGC Andrew Rhodes came out to say that it appears that has been “reduced consumer reliance on gambling with borrowed money”. This is always a good thing, but this accomplishment does not tell the whole story.

It will come as no surprise that credit cards are not the only means of borrowing money and by banning this payment method that is arguably fair to consumers, other shadier borrowing practices remained such as payday loans and quick credit services. These funding methods are notoriously more predatory than credit cards and some might argue that banning them from gambling altogether makes it more likely for people to search out these other methods that could cause them more financial harm.

Nevertheless, the UKGC found that 76% of people who used borrowed money to play online no longer did so anymore. Following on from the idea of other funding methods existing, 15% of people continued to borrow money but argued that the ban had forced them to find other options. To top this off, a smaller 9% of people said that they had borrowed money, but it was not necessarily because of the ban. Given these mixed findings, the UKGC has already admitted that it would need to monitor whether their actions have pushed gamblers to borrow funds from illegal sources, but only time will tell whether this is the case.

While the UK’s ban on credit card gambling might be inspiring to other countries looking to tackle problem gambling, it does not solve this problem entirely and negatively affects those responsible credit card gamblers in the process. It was introduced to combat reckless gambling, but veterans of the industry will agree that there are well-known ways around this. Those who liked borrowing money would still find a way to do so considering the ban, which again, calls into question why it was established in the first place.

Changing attitudes in Australia

It will come as good news to some that other countries have adopted a different view towards credit cards and gambling. This can be seen in Australia especially as a Senate committee that was tasked with reviewing a Bill that aimed to scrap using credit cards for online gambling has called for it to be dismissed. The committee identifies the issues that the Bill might wake which are coincidentally the same issues that the UK are facing after banning credit card gambling outright. After highlighting the safety mechanisms that are already in place, they argued that the onus for credit card regulations falls on financial institutions themselves, concluding that consumer choice is vital.

Questions and Answers Regarding Credit Cards Online Sites 

What countries support Revolut? 

Revolut is a widely accepted payment option that is used in more than 130 countries around the globe. You are advised to visit the official website of Revolut to see the comprehensive lists of countries that accepts this payment option. 

Can I make deposits and withdrawals using Revolut? 

With Revolut, you can easily withdraw and deposit your funds into your casino account. You are advised to go through the terms and conditions of your preferred gambling platform to know how easy it is to withdraw and deposit via this payment option. 

Are there any Revolut bonuses? 

Apart from being able to transact in different currencies, Revolut also supports cryptocurrency like Bitcoin. With this payment option, players can quickly deposit and withdraw on Bitcoin casinos that offer generous sign-up bonuses.

What are the cryptocurrencies supported by Revolut? 

Currently, Revolut supports five cryptocurrencies, which are Bitcoin, Ethereum, BCH, XRP, and LTC. 

Does Revolut have a trial period?  

Of course, Revolut offers a 14-day trial period for all types of its paid accounts. No payment will be charged if the account is discontinued within 14 days.  

Which operator accepts Revolut as a payment method?  

The following betting/gambling operators accept the use of Revolut as a payment method to fund and withdrawal their winnings from their gambling platforms: 
Guts 
Betfair 
Genesis 
Leovagas 
Rizk 
Betway 

Credit Cards Conclusion

It is a view that would seem to satisfy many, certainly those residents of the UK who are missing depositing and withdrawing using their credit cards. Fortunately, those who live in regions where credit card gambling is banned can always find casinos that can off them access to the practice. Users who choose The Best Casinos can find a list of the best-non-UK casinos that accept credit cards which will enable them to take advantage of the host of benefits that the payment method offers.

 

thebest-casinos-michael-volton

Michael Volton has been in the online gambling industry for over 20 years in both the operator and provider side and the official site. Since being scammed out of over 10K GBP from some online site, the idea to create a safe list of casinos for UK players AKA as – thebestcasinos.co.uk was born. In addition, the reviews and tips are my own and I ask that if you find a mistake you kindly let me know.
The site and the information I list are aimed to help players stay away from shady gambling sites and have a safe gambling experience. At no point if you have a history of compulsive gambling should you play online.

Michael Volton

Founder

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